From warehouse storage to secure financing through EWRs.
A Simple , Secure & Transparent process
Our EWR financing solution allows depositors to unlock the value of their commodities through a transparent and efficient process.
Depositor delivers commodity to our approved warehouse.
Commodity is inspected, sampled and graded.
Commodity is stored in a secure and monitored environment.
Electronic Warehouse Receipt (EWR) is issued against the stored commodity.
EWR is pledged electronically in favor of the financing bank.
Bank reviews EWR and approves financing.
Financing of up to 70% of commodity value is disbursed.
Depositor holds the commodity until the target market price is achieved.
Depositor repays the financing amount along with markup.
Depositor settles all applicable warehouse storage charges.
Bank lien is removed and EWR is released.
Commodity is released to depositor or buyer for sale/delivery.
Access Working Capital
Better Market Timing
Reduce Financial Costs
Secure & Transparent Process
Retain Ownership of Stock
Trusted Banking Network
Note: *Subject to documentation, commodity verification, EWR issuance, and bank approval.
Get competitive wholesale prices and reliable delivery across Pakistan.
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Ikhlas Rice Mills – Delivering premium basmati and non-basmati rice worldwide with quality, trust, and excellence.
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